Money is one of the few things that are important to one and all. No matter how old a person is they will need money in their life for various things. It can get difficult for a person to manage the expenses of daily life if they do not have money. Money is one of the few things that is needed by all people all around the globe. To earn money, people do work in life. Different people have different likes and dislikes so each individual chooses the fine of work they live or prefer to do and starts working in their field of interest to make money. One has to put in a lot of hard work and patience in their work to ensure that they can make money for themselves. Each individual will require money for all big and small things in life. And should never be careless when it comes to spending money. One might think that if they are capable of earning money then they can spend it carelessly. But this is not the case no one can have any kind of emergency at any time so one should be repaired for the same by saving some amount of money in case of occurrence of any emergency. The money mainly had three functions such as:

• It is the medium for exchange
• It is a unit of account
• It is a store of value

So one should always value money and should ensure responsible use of credit.